Is Paytm undervalued?
A few days ago, the one-year lock in period on ~86% of outstanding Paytm shares expired - and this has caused the stock to drop to an all-time low. Paytm is down ~70% since its IPO and the company is now worth just Rs 30000 crores.
Nov 26, 2022 Payments Lending Earnings
Paytm Q4 earnings & the BNPL playbook
Paytm released its Q4 earnings late last month - the company's 2nd quarterly earnings release since going public in November last year. Paytm ended the year with strong numbers - revenue grew to ~5K crores (YoY growth of 77%).
Jun 11, 2022 Payments Earnings
How valuable is Paytm?
It's been ~2 months since the Paytm IPO - the largest IPO India has ever seen. The company raised 18300 Crores at a $20 billion valuation. Unfortunately, Paytm's share price has been in free fall mode since it IPO'd, leading to some panic and disappointment among investors.
Jan 22, 2022 Payments
Can Fintech for Bharat exclude Cash?
While what comes to mind when one hears 'Fintech' is digitalization - this week we look at how digital-ready Bharat really is. Cash usage, while on the decline with the rapid rise of UPI & other payment methods, is still high at an absolute level - 70% of retail transactions in FY20 were in cash!
Oct 20, 2021 Payments
What does MobiKwik's DRHP tell us about payments-first business models?
MobiKwik filed its DRHP with SEBI to raise Rs.1900 Crores via an initial public offering. This week, we look at what one can learn from MobiKwik's DRHP about their business model, and about the economics of a payments-first business model.
Jul 24, 2021 Payments
3 interesting digital trends for FY 2020-21
Our update this week dives into 3 digital trends from FY21, read on.
May 29, 2021 Payments
Digital Payment Study (By RBI)
This week, we take a look at the digital payment study published by RBI.
May 03, 2021 Payments